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Fountain Finances Claims
Fountain Finances is a claims management company (CMC). You can claim for free, without using a CMC, first to your lender or to the FOS.
- We will be paid a fee by our partner law firm for referring your case to them as part of an ongoing marketing agreement
- The FCA is currently consulting on a free consumer redress scheme.
- *£1,846.23 is the average redress achieved by our partner law firm. This figure is the average claim value per agreement of our partner law firm, HD Law as of July 31st 2025
Have you ever wondered about the concept of 'mis-sold' PCP finance?
Well, it turns out that a significant number of UK drivers might be owed financial compensation. The FCA's investigation uncovered instances where individuals were being charged excessively in their monthly finance payments.
You could qualify if:
- Your lender didn't inform you about the commission fees associated with your agreement.
- The interest rate on your agreement was inflated due to these high commission fees.
- Your lender failed to provide a clear explanation of the complete terms and workings of your car finance loan. It's essential to be aware of these details.
How do i check if I’m eligible?
Complete our quick and easy form.
We will review your case
We will tell you if you're entitled to compensation, you can sit back and wait for your payment.
Frequently Asked Questions
START YOUR FREE CHECKIf you've had a finance agreement like PCP or HP, you may be eligible for compensation due to mis-selling. Check your eligibility by filling out our online form.
Your lender must have failed to disclose the commission details on your agreement(s). If your finance details were inadequately explained or you faced higher interest rates due to commissions, you could be eligible for £1,846.23*. Check our free online form to see if you meet the criteria
Don't worry if you had an HP loan instead of a PCP agreement - we accept claims for various vehicle finance agreements. Start your claim today with our online form.
The FCA paused the investigation of motor finance complaints (from the usual 8 week deadline) and this may continue until on or after 4th December 2025 whilst they examine the issue of car finance sales that involved discretionary commission. A complaint on your behalf can be submitted but you may not receive a response until the FCA has concluded it's review. However, a recent judgement means law firms can issue proceedings which are not subject to the FCA pause and as such claims can be submitted today.
The FCA is now consulting on a free consumer redress scheme for mis-sold car finance. We do not yet know the details of how this might work, but will publish those here once we know the outcome of the consultation.